The Future of Finance for Your Business and Cooperative is Here
Raf Cooperative provides the technology and partnerships to connect you to the digital and financial world. Seamlessly manage loans, accounts, and payments while empowering your members and growing your organization.
Features
All the Tools You Need, All in One Place
Multi-Branch Management
Manage an unlimited number of business or cooperative branches from one centralized platform. Each branch can maintain separate financial records and generate individual reports, while you get a consolidated view of the entire organization's performance.
Member Account Management
Create and customize a variety of account types to meet the diverse needs of your members, including savings accounts, checking accounts, fixed deposits, and more. Our flexible system adapts to your unique offerings.
Loan Management
Automate and simplify your entire lending process. Issue loans, track repayment schedules, and apply flexible interest rates. Our system automates repayment collection, reducing defaults and administrative overhead.
Deposits & Withdrawals
Enable your members to conduct transactions with confidence. Our platform provides secure and real-time tracking for all deposits and withdrawals, ensuring transparency and accuracy.
Online Payment Integration
Go digital with your transactions. Abcm Connect integrates seamlessly with a wide range of local and international payment gateways, allowing for easy online deposits and loan repayments.
Automated Financial Reports
Move beyond manual spreadsheets. Generate instant, accurate reports on transactions, member account activity, loan performance, and more. Use this data to make smarter, more informed decisions.
Expense & Fund Management
Keep your finances in order. Track all operational expenses, manage your funds effectively, and maintain pristine financial records for auditing and compliance.
Security & Data Protection
Your members' data is your most valuable asset. We protect it with bank-grade security, including robust encryption, strict user access controls, and regular data backups.
Member Self-Service Portal
Empower your members and reduce your administrative workload. Our user-friendly online portal allows members to check their account balances, view their transaction history, and even apply for loans from the comfort of their homes.
Pricing
Check Our Pricing
Best pricing plan for all level of customers. Choose the best one for your business.
Basic
₦0.00 / Lifetime
No Trial Available
- 2 Role Based User
- 11 Members
- 2 Additional Branch
- 4 Account Type
- 50 Account
- Member Portal
Standard
₦10,000.00 / Monthly
14 Days Free Trial
- 5 Role Based User
- 100 Members
- 3 Additional Branch
- 3 Account Type
- 300 Account
- Member Portal
Standard
₦100,000.00 / Yearly
14 Days Free Trial
- 5 Role Based User
- 100 Members
- 3 Additional Branch
- 3 Account Type
- 300 Account
- Member Portal
Premium
₦20,000.00 / Monthly
14 Days Free Trial
- 20 Role Based User
- 500 Members
- 5 Additional Branch
- 10 Account Type
- 2000 Account
- Member Portal
Premium
₦160,000.00 / Yearly
14 Days Free Trial
- 20 Role Based User
- 500 Members
- 5 Additional Branch
- 10 Account Type
- 2000 Account
- Member Portal
Executive
₦1,000,000.00
10.00% Discount
₦900,000.00 / Lifetime
30 Days Free Trial
- Unlimited Role Based User
- Unlimited Members
- Unlimited Additional Branch
- Unlimited Account Type
- Unlimited Account
- Member Portal
Testimonials
What Customers Say About Us
Mrs. Funke Adebayo
""Managing our members' savings and loans used to be a nightmare of spreadsheets and manual data entry. Since switching to Abcm Connect, our operations have been completely transformed. The loan management system is a lifesaver – everything is automated, from applications to repayments. Our members love the self-service portal, and our staff can now focus on growth instead of paperwork. It's the best decision we've made for our cooperative.""
Mr. Chinedu Okoro
""As a business with three locations across Lagos, keeping our finances aligned was a constant challenge. Abcm Connect's multi-branch management feature has been a game-changer. I can see a real-time financial overview of all my branches from one dashboard. The reporting tools are powerful and give me the insights I need to make smart decisions quickly. I finally feel in complete control of my business finances.""
Alhaji Ibrahim Bello
""The biggest benefit for us has been the increased trust and transparency with our members. The ability for them to see their transaction history and account balances anytime they want through the portal is fantastic. We've seen a significant increase in member satisfaction and engagement. The automated deposit and withdrawal system via mobile money has also made transactions incredibly convenient for everyone.""
Mr. David Akpan
""Before Abcm Connect, generating financial reports was a stressful, week-long process. Now, I can get detailed reports on our loan portfolio, member accounts, and expenses in minutes. This has revolutionized our decision-making and planning. The platform provides the efficiency and professionalism of a big bank, but it's designed perfectly for the needs of a cooperative like ours.""